"If there is any one thing that will bring peace and contentment into the human heart and into the family, it is to live within our means; and if there is any one thing that is grinding and disheartening, it is to have debts and obligations that one cannot meet."
--Heber J. Grant--
Relief Society Magazine, May 1932, 302)
"Fix it up, Wear it out. Make it do, or do without."
--Old Pioneer Adage--
"I place economy among the first and most important virtues, and public debt as the greatest of dangers to be feared. To preserve our independence, we must not let our rulers load us with perpetual debt. We must make our choice between economy and liberty and profusion and servitude."
"If the nation is living within its income, its credit is good. If in some crisis it lives beyond its income for a year or two, it can usually borrow temporarily on reasonable terms. But if, like the spendthrift, it throws discretion to the winds, is willing to make no sacrifice at all in spending, extends its taxing up to the limit of the people's power to pay, and continues to pile up deficits, it is on the road to bankruptcy."
--Franklin D. Roosevelt--
"The quickest way to double your money is to fold it over and put it back in your pocket. "
Old Cowboy Saying
"It's good to have money and the things that money can buy, but it's good, too, to check up once in a while and make sure you haven't lost the things that money can't buy."
--George Horace Lorimer--
"We have been so anxious to give our children what we didn't have that we have neglected to give them what we did have."
"I've come to see that the things which men give in the way of honor and respect and office and position are really of little worth. They are not worth what sometimes we feel we have to give in order to obtain them. I've come to know that worldly goods are of no consequence whatever, save I have enough to eat, and to drink, and reasonably to wear."
--J. Reuben Clark--
"The real measure of our wealth is how much we would be worth if we lost our money."
"A wise man will desire no more than he may get justly, use soberly, distribute cheerfully, and leave contentedly."
--Lord Richard E. Burton--
"Be content with your lot--one cannot be first in everything."
"Live Simply--so others may Simply Live."
"Live within your income. Be frugal and wise. Pay your obligations to the Lord, your country, and yourself, and then live on what is left."
George I. Cannon (Ensign, November 1986, page 26)
"Let us avoid debt as we would avoid a plague; where we are now in debt let us get out of debt; if not today, then tomorrow. Let us straitly and strictly live within our incomes and save a little."
J. Reuben Clark, Jr. (General Conference Report, April 1937, page 26)
"Do not accustom yourself to consider debt only as an inconvenience; you will find it a calamity."
Samuel Johnson said:
(The International Dictionary of Thoughts, p. 196.) (Quoted by Marvin J. Ashton , Gen. Conf. April 1982)
"A man cannot be comfortable spiritually who is in bondage financially."
Richard R. Lyman (General Conference Report, October 1904, page 18)
"I am more concerned about the return OF my money than the return ON my money."
Will Rogers (cowboy/philosopher)
"Brothers and sisters, beware of covetousness. It is one of the great afflictions of these latter days. It creates greed and resentment. Often it leads to bondage, heartbreak, and crushing, grinding debt."
Joseph B. Wirthlin, "Earthly Debts, Heavenly Debts," General Conference, April 2004
"About the time we think we can make ends meet, somebody moves the ends."
Herbert Hoover (1874 - 1964)